Honda Insurance Solutions | Gary Yeomans Honda
Protect Your Investment: Auto Insurance Made Simple
You've found the perfect Honda—now get the right protection. At Gary Yeomans Honda, we partner with Honda Insurance Solutions to bring you competitive, reliable coverage tailored for your vehicle.
Get a Free, No-Obligation QuoteYou will be directed to the official Honda Insurance Solutions website.
Understanding Florida Insurance Requirements
Florida State Minimums
To register a vehicle in Florida, you are required by law to have the following minimum coverage:
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$10,000 Personal Injury Protection (PIP)
Covers 80% of your medical expenses after an accident, regardless of who is at fault.
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$10,000 Property Damage Liability (PDL)
Covers damages you cause to another person's property.
Required for Financing & Leasing
Important Update for Leasing: Florida law no longer requires the old, higher liability limits for leased vehicles. Instead, leasing companies now require the same "full coverage" insurance that is required for a financed vehicle.
To protect their investment, the lender or leasing company will require you to carry full coverage. This almost always includes:
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Collision Coverage
Pays to repair or replace your vehicle after a collision with another object or if it rolls over.
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Comprehensive Coverage
Covers damage to your vehicle from non-collision events like theft, fire, vandalism, or weather.
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Bodily Injury Liability (Often Required)
While not required for vehicle registration, most lenders require this to cover injuries to others in an accident you cause.
A Smart Investment: Honda's Lower Insurance Costs
Insurance is a major part of your vehicle's total cost of ownership. Thanks to their outstanding safety ratings, reliability, and affordable parts, Honda vehicles are consistently among the least expensive brands to insure.
Data based on 2024/2025 national averages from leading insurance market analyses (CarEdge, MoneyGeek). Your individual rates will vary based on your driving record, location, and selected coverage.
Frequently Asked Questions
What's the difference between Collision and Comprehensive coverage?
Collision coverage pays for damage to your car resulting from an accident with another vehicle or object (like a tree or pole). Comprehensive coverage handles non-collision events, such as theft, hail damage, fire, or hitting an animal. Both are essential for protecting your vehicle's value, especially when it's financed or leased.